The Buzz

News & Updates from Emerald Coast Association of Realtors

Hurricane Ian Disaster Relief

  • RELIEF EFFORTS: Below, please find links to many relief and recovery efforts for donations or to apply for assistance:
    • State of Florida Relief Efforts: CLICK HERE for information related to the aftermath of Hurricane Ian.
    • Florida Realtors® Disaster Relief Fund
      • Unemployment benefits
      • Small-business assistance loans
      • Transactions and contract clauses
      • Mortgage relief
    • Florida Disaster Relief Fund: State of Florida’s official private fund established to assist Florida’s communities as they respond to and recover during times of emergency or disaster.
    • Florida Division of Emergency Management (FDEM): Working together to ensure that Florida is prepared to respond to emergencies, recover from them, and mitigate against their impacts.
    • American Red CrossRed Cross volunteers and staff work to deliver vital services – from providing relief and support to those in crisis, to helping you be prepared to respond in emergencies.
    • Florida Housing(Free) state resource for renters and property managers in Florida. Dynamic search options can help you find available rental housing fit your needs and income.
    • Federal Emergency Management Agency (FEMA): To help people before, during and after disasters.
    • Disaster Assistance Improvement Program (DAIP): The Disaster Assistance Improvement Program’s (DAIP) mission is to provide disaster survivors with information, support, services, and a means to access and apply for disaster assistance through joint data-sharing efforts between federal, tribal, state, local, and private sector partners.
    • Operation Blue Roof: The purpose of Operation Blue Roof is to provide homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs.
    • Disaster Unemployment Assistance: The Florida Department of Economic Opportunity is offering temporary wage replacement benefits to qualified individuals who are out of work through no fault of their own due to Hurricane Ian. All are eligible, including independent contractors.
    • U.S. Department of Housing and Urban Development: The 203(h) program provides mortgages to victims of a presidentially declared major disaster for the purchase of a new home or expanded 203(k) reconstruction for single-family properties. The borrower’s EXISTING residence (owned OR rented) must be located in a presidentially declared major disaster area and destroyed or damaged to such an extent that reconstruction or replacement is necessary.  If the borrower is purchasing a new property, it does not have to be located in the same area as the disaster.
  • Price gouging during a State of Emergency is a criminal offense. Call the Florida Attorney General at 1-866-9-NO-SCAM (1-866-966-7226) to report it.
  • Be cautious of doing business with unlicensed, rogue contractors knocking on your door or place of business. Only work with licensed, reputable contractors; never assign your assign your benefits. An Assignment of Benefits (AOB) is an agreement that transfers the insurance claims rights or benefits of the policy to a third party. An AOB gives the third-party authority to file a claim, make repair decisions, and collect insurance payments without the involvement of the homeowner.

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